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Susan wins coveted
Chairmans Award for 2002, 2003 & 2005 and was in top 40 for years
2005, 2006, and 2007 of approximately 4000 agents! |

"We appreciate your honesty!" "We appreciate your honesty & when we are ready YOU are the ONLY Realtor we will call!" "Ken B." Read Quote > View All Quotes >
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Susan Camiliere is one of The Top
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Why Buyers Choose Me: Why homebuyers in the
Schaumburg, Streamwood, Bartlett, area choose Susan Camiliere as their
Realtor |
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First Time Homebuyers: Are you a first time
homebuyer in Schaumburg, Streamwood, Bartlett, IL? As a top Realtor,
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Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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| Q |
Where would you go if you wished to stay in the world's most expensive hotel room?
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| A |
The Imperial Suite at the President Wilson Hotel in Geneva, Switzerland, which can be reserved for $33,000 per night. |
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